Reasons To Buy a Lake Home

by Mikkie Mills

Some people want to buy a house on the lake as a primary residence, while other people want to keep it as a vacation home to which they can retreat when they are in need of a little rest and relaxation. Some even buy a lake house for the latter purpose with the intent to eventually convert it to the former, e.g., moving to the lake house upon retirement. Admittedly, a lake house does represent a significant investment, especially if it is a second home. However, the investment may pay off because of the benefits that owning a lake house can offer.


There is a theory that human beings have an innate need to connect to nature in their very DNA. Fulfilling that need by getting away from urban settings and into relative wilderness helps to keep you physically and mentally strong. When you own a lake house as a second home, you can retreat to the peace and quiet of the water’s edge whenever you need to. If it is your primary residence, you can benefit from the serenity and peace of the lakeshore every day of your life.


While it can be restorative to simply sit and look at the water from your window or porch, there are also many recreational activities that you can enjoy on the lake. Examples include fishing, boating, swimming, kayaking, stand-up paddleboarding, and many more. There may be rules against certain activities on particular bodies of water, but generally speaking, if you own a lake house, it is easy and convenient to partake in these activities whenever you want. An aquatic activity may be something as simple as wading in the shallows or just dipping your feet in the water, which you can do by just stepping out your front door if you own a lake house.

Depending on the location of your lake house, there may be activities you can do at all times of the year, if not on the lake itself than in the vicinity. For example, in the winter you may be able to enjoy ice fishing or snowshoeing, perhaps even ice skating if the lake is frozen solid enough.


You may have some creative outlet that you pursue as a hobby, whether that be painting, sculpting, writing, music, photography, etc. There is a certain type of creative energy that is necessary for such pursuits, and a body of water such as a lake seems to generate it. That’s not to say that the art you create will or should relate directly to the setting in which you create it, although that may be the case as well. Rather, just spending time at your lake house helps to recharge your creative batteries, as it were, to create something better than you would be able to otherwise, regardless of the subject matter.


When it comes to taking a vacation, accommodations can be one of the biggest expenses. Obviously, buying a vacation home on the lake represents a significant initial investment, but it could save you money in the long run, especially if you make frequent use of it. Not only that but owning a lake house saves you the hassle of having to book reservations in advance.

Investment Potential

In addition to saving your lake house for your own use, you could also make money from it by renting it out to others. Its proximity to the water should make it even more desirable as a short-term or long-term rental. Short-term rentals allow you to make money from your lake house while also keeping it for your own use; just avoid booking it out during the times you want to use it. Lakefront property is relatively rare and desirable, so your house should appreciate in value if you decide to sell it at some point in the future.

Owning a lake house does involve a lot of cautions and concerns. However, in many cases, the benefits far outweigh the drawbacks.

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